Public Offer for Information and Consulting Services (United States, State of Florida)
This document is an official offer (the “
Offer”) by
IQTECO INC., a corporation organized under the laws of the State of Florida, USA (the “
Provider”), addressed to any legally capable individual or legal entity (the “
Customer”) wishing to purchase services under the terms below (together, the “
Agreement”).
Please read carefully. By clicking the “Pay” / “I accept the Offer terms” button located next to active links to this Offer and the Privacy Policy, and by making payment, the Customer confirms that they have read, understood, and unconditionally accept this Offer. The Provider stores technical logs of acceptance (date/time, IP address, and the version of the Offer/Policy).
The Provider supplies services solely for informational and educational purposes; the services are
not medical or legal advice.
1. Definitions
Offer — this document, published on the Site and available for saving and printing.
Acceptance of the Offer — the Customer’s full and unconditional acceptance by clicking the consent button and/or paying for the services.
Agreement — the contract between the Customer and the Provider formed upon Acceptance of the Offer.
Customer — a legally capable person who accepts the Offer; for individuals aged 13–17, the purchase is made by a parent/legal guardian. Services are not intended for persons under 13.
Provider —
IQTECO INC.Site — the Provider’s online resources presenting information about courses and payment:
http://iteloclub.com and
http://pay.iteloclub.com.
Plan — the scope and volume of services, access term, and price stated on the course page.
Privacy Policy — the Provider’s document governing personal data processing, published on the Site.
Electronic records/signature — electronic means of agreement and record-keeping under the federal E-SIGN Act and Florida’s UETA.
2. Subject of the Agreement
2.1. The Provider supplies, and the Customer pays for, information and consulting services within the course and Plan selected on the Site.
2.2. The content, timing, and scope of services are defined by the course description and the Plan on the Site at the time of Acceptance.
2.3. Prices are displayed on the Site adjacent to the payment button and may appear in multiple currencies; settlement is in USD unless expressly stated otherwise on the checkout page.
3. Electronic Contracting and Access to Records
3.1. The parties acknowledge the legal force of electronic records and signatures (E-SIGN, Florida UETA).
3.2. The Offer, payment confirmations, and other records are available for saving/printing and, upon request, may be sent by e-mail.
3.3. Information about technical requirements for receiving electronic records and the procedure for withdrawing consent to electronic records is provided in the Privacy Policy.
4. Communications and Consents
4.1. To perform the services, the Provider may send
service messages (e-mail, WhatsApp, and/or other channels) to the contacts supplied by the Customer.
4.2.
Marketing messages (promotional offers) are sent only with the Customer’s separate prior consent; each message includes an opt-out option.
4.3. The Customer must keep contact details up to date; changes to the e-mail/phone number can be requested from support.
5. Parties’ Obligations
5.1. The Provider will deliver the services in accordance with the course program and selected Plan and may engage third parties while remaining responsible for their acts or omissions as for its own.
5.2. The Customer: (a) supplies accurate information; (b) follows reasonable community/chat rules; (c) does not share access with third parties; (d) does not distribute materials (see Section 9).
5.3. In case of material breach of Section 5.2 (including harassment, spam, aggression, or infringement of third-party rights), the Provider may suspend or terminate access. Any adjustments or refunds will be made only to the extent not prohibited by law and considering the services already rendered.
6. Payment, Taxes, Auto-Renewal
6.1. Payment is made in USD (unless stated otherwise on the checkout page) through payment processors that are independent third parties. Processor/bank fees and taxes may apply—if applicable, they are disclosed prior to payment.
6.2. Services are paid in advance (100%) before the start of training unless otherwise stated on the Site. Payment occurs when funds are received in the Provider’s account or when the payment processor confirms a successful transaction.
6.3.
Auto-renewal (if provided for a specific Plan). Before entering payment details, the Site clearly discloses the billing interval, renewal price, and cancellation method. The Customer gives separate informed consent. Cancellation is available via a simple online method and/or support and takes effect from the next billing period. If the Plan has no auto-renewal, no charges occur after the paid term ends.
7. Service Term and Access
7.1. Access to materials is granted for the term stated in the Plan, starting from payment confirmation, unless otherwise specified on the course page.
7.2. Scheduled maintenance and technical outages may occur with prior notice where feasible; the Provider will strive to minimize disruptions.
8. Refunds and Cancellation
8.1. Unless otherwise stated on the course page, the Customer may request a refund within
24 hours of payment provided there has been no
material consumption of content (for example, viewing/downloading more than 20% of the learning materials or attending more than one live session).
8.2. Requests must be sent to the support e-mail listed in Section 15 with payment details. Approved refunds are processed to the original payment method within
10 (ten) business days.
8.3. The refund policy is shown adjacent to the payment button and included in the order confirmation.
8.4. No refunds are provided in case of a breach of Section 9 by the Customer.
9. Intellectual Property and License
9.1. All course materials (video, audio, texts, images, code, files) are the exclusive property of the Provider and/or its licensors.
9.2. The Customer is granted a
non-exclusive, non-transferable, revocable license to use the materials for personal, non-commercial purposes during the access term.
9.3. The Customer may not copy, record, distribute, publicly perform/display, rent, grant access to third parties, publish in open sources, or circumvent technical protection measures.
9.4. Any breach of this Section is material and entitles the Provider to limit/terminate access without refund and/or seek damages to the extent permitted by law.
10. Personal Data, Confidentiality, and Breach Notifications
10.1. Personal data processing is governed by the Privacy Policy, which is an integral part of this Offer. By providing data (e-mail, phone, etc.), the Customer consents to processing for performance of the Agreement and for other purposes described in the Policy.
10.2. The Provider applies legal, organizational, and technical measures to protect data.
10.3. In the event of a security incident subject to Florida law (FIPA), the Provider will notify affected individuals and, where required, the regulator within the statutory time frames.
10.4. Services are not intended for persons under 13. For individuals aged 13–17, the purchase is made by a parent/legal guardian; processing of a child’s data is performed in accordance with applicable law.
11. Changes to the Terms
11.1. The Provider may amend this Offer by publishing the updated version on the Site.
11.2.
Amendments apply to future purchases. For services already paid, the version of the Offer at the time of Acceptance governs unless otherwise expressly agreed by the parties or the amendments improve the Customer’s position.
11.3. The current version and an archive of versions are available on the Site; the version is fixed in the acceptance logs.
12. Warranty Statements and Medical Disclaimer
12.1. The materials and services are provided
“as is” for educational purposes and
do not constitute medical advice. For any health concerns, consult a physician.
12.2. To the extent permitted by law, the Provider disclaims implied warranties of merchantability, fitness for a particular purpose, and uninterrupted availability.
13. Limitation of Liability
13.1. To the maximum extent permitted by law, the Provider’s aggregate liability for any claims related to this Agreement is limited to the amount actually paid by the Customer for the relevant course during the preceding
six (6) months.
13.2. The Provider is not liable for any indirect, incidental, punitive, special damages, loss of profits, business interruption, or data loss, to the extent such exclusions are permitted by law.
13.3. Nothing in this Agreement excludes or limits liability that cannot be excluded or limited under applicable law.
14. Claims and Dispute Resolution
14.1.
Pre-litigation procedure. Before filing suit, a party must e-mail a written claim to the address in Section 15; the receiving party will respond within
ten (10) business days.
14.2. Governing law: the laws of the State of Florida (without regard to conflict-of-law rules).
14.3.
Exclusive jurisdiction and venue: the state courts of Florida,
Sarasota County.
14.4. The Florida Deceptive and Unfair Trade Practices Act (FDUTPA) and other mandatory consumer-protection laws apply regardless of the parties’ choice of law.
15. Notices and Contacts
All legally significant notices must be sent by e-mail to:
mail@iteloclub.com. The Provider may send copies of notices via the account/Site. The Customer is responsible for keeping contact details current.
Provider’s Details:Company:
IQTECO INC.Address:
6547 Midnight Pass Rd #3001, Siesta Key, FL 34222, USAFEI/EIN:
83-3173967E-mail:
mail@iteloclub.comSites:
http://iteloclub.com,
http://pay.iteloclub.com16. Force Majeure
Neither party is liable for delays or failures due to causes beyond their reasonable control, including, without limitation, data-center/network outages, acts of authorities, natural disasters, war, strikes, epidemics. The affected party will notify the other party within a reasonable time.
17. Miscellaneous
17.1. If any provision is held invalid, the remainder remains in force.
17.2. The Customer may not assign the Agreement or transfer obligations without the Provider’s written consent; the Provider may assign to an affiliate or successor.
17.3. This Offer constitutes the entire agreement of the parties regarding the subject matter and supersedes all prior understandings.
17.4. This Offer is published in Russian; an English version may be provided. In case of discrepancies, the English version controls
if provided and expressly designated as controlling.